CryptoTaxIQ
2025/26 tax year · 5 countries · zero signup

Calculate your crypto tax in under 60 seconds

Free capital gains calculators for five countries. Built on actual 2025 tax brackets. Every number is sourced from the official tax authority.

US Federal Crypto Tax Calculator — 2025 Tax Year

Computes federal capital gains tax on a single crypto sale using 2025 IRS brackets (returns filed April 2026). State tax not included — add separately.

Realized gain
$7,500
Classified as long-term (held more than 1 year).
Federal tax owed
$1125.00
Marginal rate on gain
15%
Net after tax
$6375.00

Long-term (held > 1 year): 0% / 15% / 20% brackets based on total taxable income.

Need Form 8949 + Schedule D auto-generated?

This calculator handles one trade. Real portfolios have hundreds or thousands of transactions across exchanges, wallets, DeFi protocols and NFTs. Tax software handles lot-matching (FIFO/LIFO/HIFO), wash-sale checks, missing cost basis from transfers, and generates IRS-ready Form 8949 in minutes.

Affiliate links — see our comparison.

Methodology & sources

Short-term gains (held ≤ 365 days) are taxed as ordinary income using the 2025 IRS brackets (Rev. Proc. 2024-40).

Long-term gains (held > 365 days) use the preferential 0 / 15 / 20% brackets. 2025 thresholds: single $48,350 / $533,400; MFJ $96,700 / $600,050; HoH $64,750 / $566,700.

The calculator uses the stacking method: your gain is layered on top of your ordinary income to find the marginal rate. This matches how the IRS calculates effective rates on Schedule D.

Not included: state income tax (varies 0–13.3%); Net Investment Income Tax (3.8% surtax for single income > $200k / MFJ > $250k); Self-Employment tax (if mining or staking treated as a trade/business); AMT.

This tool provides an estimate only. Consult a CPA or enrolled agent for your specific situation.

How it works

1

Enter your trade

Cost basis, proceeds, holding period. That's it — no wallet connection, no signup.

2

See your tax instantly

We apply your country's actual capital gains rules — short-term vs long-term, holding period discounts, inclusion rates, allowances.

3

Export the full picture

Got hundreds of trades, DeFi, NFTs, staking? We recommend Koinly or CoinLedger to generate your filing-ready forms.

Why free?

A one-trade calculator is always free on our site. When you have portfolio-scale complexity — multi-exchange transfers, DeFi liquidity pools, NFT mints, staking rewards across 20+ chains — you'll need specialised software. We've tested all the major options and earn a small affiliate commission when you choose to use them. You pay the same either way; that's how this site stays free.

Key 2025/26 changes to know about

🇺🇸 US — Form 1099-DA begins

US brokers now report digital-asset proceeds to the IRS on Form 1099-DA (tax year 2025, filed April 2026). Cost basis reporting phases in for 2026 trades.

🇬🇧 UK — CGT rates up 30 Oct 2024

Basic rate CGT rose from 10% to 18%; higher rate from 20% to 24%. Annual exemption held at £3,000.

🇪🇺 EU — DAC8 rollout

EU crypto exchanges will share holder data with tax authorities from 2026. First reports filed January 2027.

🇨🇦 Canada — 50% inclusion rate holds

The 66.67% inclusion rate proposal was deferred. For 2025 returns, 50% of capital gains remain the taxable portion.